D•One and Zopa Bank Partner to Enhance Credit Assessments

D•One, the open banking business unit of The ClearScore Group, has announced a strategic partnership with Zopa Bank. The collaboration will see Zopa Bank integrate D•One’s open banking and transaction categorization capabilities into its loan origination processes. 

By leveraging D•One’s technology, Zopa Bank will gain access to a richer dataset, enabling more accurate income assessments and improved affordability checks. This will not only support responsible lending but also expand credit access for consumers with limited credit histories. 

The partnership marks a significant step forward for both companies in harnessing the power of open banking to drive innovation in the lending industry. 

About D•One 

D•One is the open banking business unit of The ClearScore Group, providing financial institutions with access to consumer financial data to improve decision-making and enhance customer experiences.