Tyfone, a leading provider of digital banking solutions, announced that Palmetto Citizens Federal Credit Union (Palmetto Citizens) has selected its nFinia® Digital Banking Platform to power next-generation digital experiences for both retail and commercial members.
Headquartered in Columbia, South Carolina, with $1.3 billion in assets and 86,000 members, Palmetto Citizens operates 14 branches across the Midlands region. The credit union is migrating to nFinia® to deliver personalized, seamless, and scalable digital banking services, including enhanced tools for small and medium-sized business (SMB) clients seeking an integrated “one-stop-shop” business banking platform.
Chris Terlinden, Chief Marketing Officer of Palmetto Citizens FCU, emphasized that the platform will “transform how we connect with members” by leveraging sophisticated personalization to deliver relevant and timely financial solutions. The migration supports the credit union’s digital expansion strategy, ensuring a robust and engaging experience across both physical and digital touchpoints.
The nFinia® platform offers a configurable, API-driven infrastructure, enabling smooth integration with existing third-party applications and delivering a unified login for personal and business accounts. This flexibility allows Palmetto Citizens to rapidly adapt to evolving member expectations while maintaining its hallmark of personalized service.
Beyond the core platform, the credit union will also deploy Tyfone’s Skip-A-Pay and Quick Pay solutions—automated loan management tools that enhance member convenience, improve cash flow flexibility, and open new revenue streams for the institution.
Tyfone CEO Siva Narendra said, “Palmetto Citizens’ decision to adopt nFinia underscores their commitment to meeting member expectations for intuitive, all-in-one digital banking. Together, we’re building a foundation for innovation that empowers members and fuels long-term growth.”
With this partnership, Palmetto Citizens strengthens its position as a forward-looking community credit union, bridging personalized member service with the capabilities of a modern digital banking ecosystem.
