The Evident AI Index 2025 reaffirms JPMorgan Chase, Capital One, and Royal Bank of Canada (RBC) as the world’s leading banks in AI adoption, based on analysis of over 70 performance indicators and millions of public data points across 50 major financial institutions in North America and Europe.
JPMorgan and Capital One maintained their first and second ranks respectively, while RBC secured the third spot—consolidating its standing as Canada’s top bank in AI maturity. The report highlights a widening gap between the top 10 banks and the rest, as industry leaders accelerate their AI-driven efficiency and revenue initiatives.
Notably, Morgan Stanley and Bank of America made significant jumps in the rankings, advancing five positions each, while CommBank and Goldman Sachs also posted notable gains.
Evident AI’s cofounder Alexandra Mousavizadeh noted that AI is now translating into tangible ROI through improved efficiency and new revenue streams, while lagging banks risk losing investor confidence and top AI talent.
RBC, which ranks third across three of the Index’s four core pillars, was also among the few institutions disclosing AI return-on-investment estimates, projecting up to $1 billion in enterprise value by 2027.
